Medicare Advantage - The Best Insurance Plans

Medicare Advantage Plans in the United States

Medicare-approved commercial insurance companies provide these plans, also known as Medicare Part C, as an alternative to Original Medicare (Parts A and B). Dental, vision, hearing, and fitness programs are sometimes included as extra perks.

All-in-One Coverage

Combines hospital (Part A), medical (Part B), and usually prescription drug (Part D) coverage in one plan.

Extra Benefits

Includes benefits not covered by Original Medicare like dental, vision, hearing, and wellness programs.

Cost Predictability

Annual out-of-pocket maximums provide financial protection against high medical expenses.

Part C All-in-One Coverage

Medicare Advantage: What Is It?

These plans, also referred to as Medicare Part C, are a substitute for Original Medicare (Parts A and B) and are provided by Medicare-approved commercial insurance providers. Additional benefits including dental, vision, hearing, and wellness programs are frequently included.

Key Features of Medicare Advantage:

Combines hospital (Part A) and medical (Part B) coverage
Often includes prescription drug coverage (Part D)
May offer $0 premium plans with comprehensive benefits
Includes extra benefits not covered by Original Medicare
Annual out-of-pocket maximum for financial protection
Coordinated care through provider networks

Medicare Advantage's Value

Discover why millions of Americans choose Medicare Advantage for comprehensive, cost-effective coverage

Predictable Costs

With predictable out-of-pocket expenses, bundled coverage, and frequently zero-dollar premiums, Medicare Advantage plans provide substantial value.

$0 Premium Options Annual Maximums

Annual Updates

We are here to assist you in comparing options, identifying significant changes, and selecting the Medicare Advantage plan that best fits your healthcare requirements and financial constraints as new plans become available.

Annual Review Plan Updates

Comprehensive Care

Many plans include wellness programs, preventive care, and chronic condition management to help you stay healthy and avoid costly medical issues.

Wellness Programs Preventive Care

Prescription Coverage

Most Medicare Advantage plans include Part D prescription drug coverage, eliminating the need for a separate drug plan and simplifying your healthcare.

Part D Included Mail Order Options

24/7 Nurse Line

Many plans offer access to registered nurses 24 hours a day for medical questions and guidance on when to seek care.

Telehealth 24/7 Support

Maximum Protection

Annual out-of-pocket maximums provide financial protection against catastrophic medical expenses, unlike Original Medicare.

Financial Protection Catastrophic Coverage

Reputable Companies: AARP Medicare Advantage

UnitedHealthcare • AARP-Endorsed

We offer plans through UnitedHealthcare and collaborate with reliable providers like AARP Medicare Advantage. These plans, which offer superior coverage and member assistance, were created with seniors in mind.

Benefits of AARP Medicare Advantage:

Backed by UnitedHealthcare's extensive provider network
Additional AARP member benefits and discounts
Comprehensive coverage including dental, vision, hearing
Fitness program memberships (SilverSneakers or similar)
24/7 telehealth services included at no extra cost
Personalized health and wellness programs

AARP UnitedHealthcare

Why Choose AARP/UnitedHealthcare?

Nation's largest Medicare network

Excellent customer satisfaction

AARP member-exclusive benefits

Strong financial stability ratings

Innovative health programs

Digital tools and resources

Types of Medicare Advantage Plans

Choose the plan type that best fits your healthcare preferences and lifestyle

Most Common

HMO Plans

Health Maintenance Organization

Health Maintenance Organization plans require you to use doctors and hospitals in the plan's network (except emergencies). You'll usually need a primary care doctor's referral to see specialists.

Lower premiums and out-of-pocket costs

Coordinated care through primary doctor

Network restrictions apply

Referrals needed for specialists

Lower premiums Network restrictions Referrals needed

Most Flexible

PPO Plans

Preferred Provider Organization

Preferred Provider Organization plans let you see any doctor, but you pay less if you use doctors and hospitals in the plan's network. You don't need referrals to see specialists.

More flexibility in choosing providers

No referrals needed for specialists

Higher premiums than HMOs

Can see out-of-network providers

More flexibility Higher premiums No referrals

Specialized Care

Special Needs Plans

Targeted Coverage

SNPs are for people with specific diseases or characteristics. They tailor benefits and providers to best meet the specific needs of the groups they serve.

Specialized care for specific conditions

Coordinated care teams

Must meet eligibility requirements

Tailored drug formularies

Specialized care Disease-specific Coordinated care

Are You Uncertain Whether Advantage Is Right for You?

Compare Medicare Advantage with Medicare Supplements to find your perfect fit

Consider Medicare Advantage If:

You want all-in-one coverage (medical, hospital, often drugs)
You'd like extra benefits like dental and vision
You prefer predictable out-of-pocket costs with annual maximums
You don't mind network restrictions for lower costs
You want potential $0 premium options
You value wellness programs and preventive care

Consider Medicare Supplements If:

You want freedom to see any doctor who accepts Medicare
You travel frequently and need nationwide coverage
You prefer minimal out-of-pocket costs when you receive care
You don't want referrals to see specialists
You want predictable monthly premiums
You prefer Original Medicare with gaps filled

We Can Help You Decide

Additionally, through reputable AARP Medicare Supplement providers, we provide advice on insurance policies such as Medicare Supplement Plans F, G, and N—perfect if you prefer Original Medicare and need assistance with gaps. Our licensed agents can compare both options side-by-side based on your specific healthcare needs, budget, and preferences. We'll help you understand the pros and cons of each approach so you can make an informed decision.

Get Your Personalized Medicare Advantage Quote

Complete the form below for a free, no-obligation consultation and personalized plan comparison

First Name *

Last Name *

Email Address *

Phone Number *

Zip Code *

Date of Birth

Preferred Plan Type

Current Health Status

Additional Information or Questions

I consent to receive marketing communications about Medicare Advantage plans and other insurance products from The Best Insurance Plans. I understand that I may opt out at any time. *

We respect your privacy. Your information will never be shared with third parties without your consent.

Medicare Advantage (Part C) Plans