Cypress, TX 77433
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Licensed Medicare Insurance Agent
Medicare Supplement Specialist

Medicare Supplement (Medigap) Plans

Expert guidance on Medigap plans to fill the gaps in your Original Medicare coverage and protect you from unexpected medical costs.

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What Are Medicare Supplement Plans?

Medicare Supplement Insurance (Medigap) is private health insurance designed to supplement Original Medicare coverage by filling the "gaps" in Medicare coverage.

These plans help pay for out-of-pocket costs that Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles, giving you more predictable healthcare expenses and financial protection.

Ideal For:

  • Those enrolled in Original Medicare (Parts A and B)
  • Individuals who want predictable healthcare costs
  • People who travel frequently or have multiple residences
  • Those who want freedom to choose any Medicare provider

It doesn't have to be difficult to select the best health insurance

Our specialty at The Best Insurance Plans is assisting Texans in comprehending and signing up for Medicare Supplement plans, which help cover out-of-pocket costs that Original Medicare doesn't pay.

Key Benefits of Medigap Plans

Nationwide Coverage
Predictable Costs
Doctor Freedom
Guaranteed Renewable

Why Choose a Medicare Supplement Plan?

Discover the best Medicare Supplement plans in Texas designed to satisfy your financial and medical requirements

Financial Protection

Protect yourself from unexpected medical bills and high out-of-pocket costs with predictable monthly premiums and coverage.

Nationwide Coverage

Most Medigap plans offer coverage anywhere in the U.S. that accepts Medicare, giving you freedom to travel or relocate without worry.

Doctor Freedom

See any doctor or specialist who accepts Medicare patients without network restrictions, referrals, or prior authorizations.

Guaranteed Renewable

Your coverage is guaranteed renewable as long as you pay your premiums, regardless of health changes or medical conditions.

Predictable Costs

Know exactly what your healthcare costs will be with fixed premiums and minimal out-of-pocket expenses for covered services.

Easy Claims Process

Most claims are handled automatically between Medicare and your supplement insurer, with minimal paperwork required.

Examine Well-Known Medicare Supplement Plans

Compare the most popular Medigap options to find the perfect fit for your needs and budget

Most Comprehensive

Plan F

The most extensive coverage

Plan F provides the most comprehensive coverage available for those eligible for Medicare before January 1, 2020.

Medicare Part A deductible
Medicare Part B deductible
Part B excess charges
Skilled nursing facility coinsurance
Foreign travel emergency
Only available to those eligible for Medicare before January 1, 2020
Most Popular

Plan G

Best value for new enrollees

Plan G covers almost everything that Plan F does, except for the Part B deductible, making it the most popular choice.

Medicare Part A deductible
Medicare Part B deductible
Part B excess charges
Skilled nursing facility coinsurance
Foreign travel emergency
Pays Part B excess charges - an important benefit
Most Affordable

Plan N

Budget-friendly option

Plan N offers lower premiums with small copays for ER and office visits, making it a cost-effective choice.

Medicare Part A deductible
Medicare Part B deductible
Part B excess charges
Skilled nursing facility coinsurance
Foreign travel emergency
Lower premiums with $20 office & $50 ER copays

Detailed Plan Comparison

Benefits Plan F Plan G Plan N
Medicare Part A deductible
Medicare Part B deductible
Part B excess charges
Skilled nursing facility coinsurance
Foreign travel emergency
Office visit copay None None Up to $20
Emergency room copay None None Up to $50
Part B coinsurance 100% 100% 100%*
* Plan N pays 100% of Part B coinsurance except for copayments of up to $20 for office visits and up to $50 for emergency room visits.

What's Covered and What's Not

Understanding the scope of Medicare Supplement coverage helps you make informed decisions

What Medigap Covers

  • Medicare Part A coinsurance and hospital costs
  • Medicare Part B coinsurance or copayment
  • Blood (first 3 pints)
  • Part A hospice care coinsurance or copayment
  • Skilled nursing facility care coinsurance
  • Medicare Part A deductible
  • Medicare Part B deductible (Plan F only)
  • Part B excess charges (Plans F and G)
  • Foreign travel emergency (up to plan limits)

What Medigap Doesn't Cover

  • Prescription drugs - Need separate Part D plan
  • Dental care - Routine and major dental services
  • Vision care - Eye exams, glasses, contacts
  • Hearing aids - Exams and hearing devices
  • Long-term care - Nursing home or custodial care
  • Private-duty nursing
  • Routine foot care
  • Cosmetic surgery

Important Note

Medigap plans assist with Original Medicare out-of-pocket expenses, but they do not cover dental, vision, hearing, or prescription medication. They must be paired with a separate Part D plan for prescription drugs. Some plans may offer additional riders for these services at extra cost.

Medicare Supplement Plans from AARP

Endorsed by AARP, insured by UnitedHealthcare

We provide access to AARP-endorsed Plans G, N, and others as a reputable AARP Medicare Supplement supplier, backed by UnitedHealthcare's dependability and nationwide network.

Why Choose AARP Medicare Supplement?

  • Backed by UnitedHealthcare's extensive network and stability
  • Additional member benefits, discounts, and resources
  • Nationwide acceptance by healthcare providers
  • Proven stability with excellent financial ratings
  • Award-winning customer service and support
  • Exclusive AARP member benefits and discounts
AARP Medicare Supplements
AARP UnitedHealthcare

Personalized Plan Comparison

Based on your budget and health requirements, our qualified professionals can help you select the best supplement coverage.

Your current health status
Budget and premium tolerance
Travel frequency
Preferred doctors and hospitals
Expected healthcare usage
Long-term financial goals

Get Your Personalized Medicare Supplement Quote

Complete the form below for a free, no-obligation consultation and personalized plan comparison

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